There are times, when we need some money fast before our payday. Many a times, we have our extra cash stashed in fixed deposits or tied up in some non liquid form assets such as a house or land. It takes time for us to realize the cash. Or the cash that we need is too small an amount to bother liquidating our assets. Your payday is fixed at the end of the month or week and it just so happens that you need the money real urgent, say over the next 48 hours. Your credit card is also over the limits as that would have been the first thing you have drawn on in the first place.

Borrowing from friends, relatives or neighbours is an option but not a very nice option as that would damage your reputation and image. This is even more so if you are holding a senior position in a corporate world. What is the next alternative? Now there is such a thing called cash advance before your payday. These services are provided by payday loan lenders and they offer many advantages over the traditional loan lender.

First and foremost, these payday loans are done online in the comfort of your home or in the privacy of your laptop. No one need to know what you are doing. And you don’t have to risk your reputation by standing in line at the bank lender so that the whole world knows that you are applying for extra cash.

Provided you have filled in all the details correctly in the online form, the process and approval is usually quite fast. The money is banked into your checking account and you can start using the extra cash advance immediately. I would however advise that you payback the loan as soon as you get your pay the next payday, so as to keep your expenses down. This is only good money management and also you leave a good record with the payday loans lender. The next time you apply again, they will look at your record of repayment and if you have a good record, I am sure you will not have any problem in getting a quick approval.